List of Recommend Practices for Online Banking Users Keep your password difficult to guess by others and easy to remember by you. You can use a easy to remember phrase and then replace few characters according to a pre-defined pattern like 1 for i or l, 3 for e etc. Change your password at regular intervals. While it is almost always recommended and often enforced, it is the hardest thing to do in practice and sometimes forces people to delegate the password to a software to remember it for them. I don't have a good solution for this except to say, maybe adopt a poem and use different lines from it and then repeat it from the beginning. For logging in, always type the website address ( fully on your web browser. Better yet bookmark it in your browser. Ensure Secure Websites ( websites starting with https:// ) while shopping or banking, paying bills. Two checks to ensure secure websites: Yellow lock in the lower right hand corner of the browser and “s” (“s” stands for secured) at the end of http: (i.e https:) in address bar of your browser. Read and follow the information displayed on the screen, if any, prior to logging into Internet Banking portal. Ensure that your computer / tablet / mobile is having latest anti-virus/anti-spyware/personal firewall/ security patches. Monitor your Bank Statements and Credit Card Statements regularly, check for large and / or irregular amounts. In case your mobile phone stops working all of a sudden, please do the following immediately (it can mean that someone has duplicated your SIM and maybe impersonating as you):
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