AP Top News at 2:33 a.m. EDT

AP Top News at 2:33 a.m. EDT

Health care gains start soon — bigger ones later

WASHINGTON — The first changes under the new health care law will be easy to see and not long in coming: There’ll be $250 rebate checks for seniors in the Medicare drug coverage gap, and young adults moving from college to work will be able to stay on their parents’ plans until they turn 26. But the peace of mind the president promised — the antidote for health care insecurity, whether you favored or opposed his overhaul — is still a ways beyond the horizon, starting only in 2014. Insurers then will be barred from turning down people with medical problems, and the government will provide tax credits to help millions of working families buy coverage they can’t afford now.